Loan Criteria

Types of Loans:

First Trust Deeds only

Types of Properties:

Apartments, Non-owner Occupied Houses, Industrial, Retail, Office, Commercial, Rehab Completion, MH Parks, Restaurants, Multiple Properties



Loan Amounts:

Typically from $200,000 to $2 million

Interest Rates:

8.9% to 10.5%

Origination Fee:

Rockland Financial Fund determines the amount of the origination fee based on the quality and location of the property, borrower’s credit score, and the amount of the loan and loan term desired.

Loan Maturities:

6-24 months

Loan to Value:

Up to 70%


1- 2 years, 60% LTV (Loan to Value)
6 Month, up to 70% LTP (Loan to Purchase)

Closing Costs:

Standard third party costs such as title and escrow